- Company Name
- TD
- Job Title
- Business Insight Specialist
- Job Description
-
**Job Title**
Business Insight Specialist (Manager, Control & Business Insight – Enterprise Stress Testing)
**Role Summary**
Lead the design, execution, and control of ad‑hoc and formal stress‑testing programs for wholesale banking, forecasting Pre‑Provision Net Revenue (PPNR) and balance‑sheet impacts. Partner with line‑of‑business, finance, risk, and governance teams to ensure accurate modeling, robust controls, and clear communication of results to support capital planning and regulatory requirements.
**Expectations**
- Deliver high‑quality stress‑test analyses on schedule and with sound judgment.
- Maintain and improve control frameworks, ensuring compliance with internal standards and regulatory expectations.
- Communicate complex financial concepts clearly to diverse stakeholders.
- Drive continuous automation and process enhancements.
- Support governance and provide training to team members.
**Key Responsibilities**
- Develop and execute ad‑hoc stress‑testing scenarios for wholesale banking, leveraging existing model suites.
- Analyze model outputs, assess reasonableness, and prepare presentation materials for senior stakeholders.
- Serve as standby support for formal stress‑testing cycles (EWST, DFAST, MST, etc.).
- Design, document, and maintain control procedures; monitor execution and provide evidence for 1st, 2nd, and 3rd line reviews.
- Lead or contribute to projects investigating issues, identifying solutions, and implementing improvements.
- Ensure compliance with EUC, data, and non‑model standards; oversee control initiatives.
- Provide governance support and training as required.
**Required Skills**
- Strong finance/accounting background; ability to read and interpret balance sheets and income statements.
- Proven experience in financial reporting, planning, forecasting, and control functions (5‑7 years).
- Proficient in SAS and/or Python; advanced Microsoft Excel, PowerPoint, and Word skills.
- Excellent analytical, problem‑solving, and curiosity‑driven learning abilities.
- Effective communication of complex financial analyses to varied audiences.
- Experience supporting wholesale banking products and processes; knowledge of wholesale stress‑testing is an asset.
- Ability to manage multiple deadlines, adapt to changing priorities, and work collaboratively in a team environment.
**Required Education & Certifications**
- Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field.
- Professional certifications (e.g., CFA, CPA, FRM) are preferred but not mandatory.