- Company Name
- Covéa Insurance
- Job Title
- Senior Risk Manager
- Job Description
-
**Job Title**
Senior Risk Manager – Technical & Digital Risk
**Role Summary**
Provide second‑line risk oversight for technology, digital, AI, cyber, and cloud initiatives within a UK general insurer. Champion a robust risk culture, maintain appetite alignment, and ensure compliance with PRA/FCA, Solvency II, ISO 27001, NIST, and emerging AI ethics standards.
**Expectations**
- Deliver clear, authoritative risk challenge to senior leaders and the Board.
- Maintain risk appetite and exposure boundaries across financial & non‑financial risks.
- Ensure high‑quality risk reporting (including ORSA) and regulatory interactions.
**Key Responsibilities**
1. Lead end‑to‑end risk assessment (RCSAs, KRIs, risk registers) for tech, AI, and change initiatives.
2. Define and enforce governance for AI/ML – ethics, data privacy, algorithmic accountability, and model validation.
3. Oversee cybersecurity, IT infrastructure, and cloud risk; partner with IT/IT‑security on ISO/IEC 27001, NIST, and COBIT controls.
4. Embed a risk‑aware culture and second‑line challenge on digital projects.
5. Produce regulatory reports, manage PRA/FCA interactions, and monitor evolving guidance.
6. Engage senior stakeholders, translate technical risks into business‑ready insights, and influence decisions up to board level.
**Required Skills**
- 5+ years of second‑line risk management in UK general insurance.
- Deep knowledge of ERM tools (RCSAs, KRIs, risk registers).
- Expertise in AI/ML, data governance, cyber, and cloud risk frameworks (COBIT, NIST, ISO 27001).
- Strong audit or risk review experience with regulatory requirements (PRA/FCA, Solvency II).
- Excellent communication; able to advise and challenge C‑suite and Board executives.
**Required Education & Certifications**
- Bachelor’s degree in business, finance, risk, or a related field.
- Preferred: IRM, CISSP/CISM, CRISC, or equivalent professional qualification.
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