Beneplan

About the Company

Beneplan manages a co-operative buying group, which sources employee benefit plans at the lowest cost possible. It is operates similar to a Canadian captive for group benefits.

The Beneplan Co-operative is a member-owned and governed organization, which uses its volume purchasing power to obtain low fees and refund of premium on group benefit products.

Refund of insurance surplus takes place in the form of patronage dividends, using the following cost-recovery sources:

- Health & dental benefits surplus;
- Sales tax rebate;
- Life insurance and LTD surplus; and,
- Drug rebates from the manufacturers.

Beneplan unlocks excess profit from the insurer marketplace and pays it to its member-owners in the form of patronage dividends.

Beneplan works with companies with 20-1000 employees.

Beneplan adds greater value through the following services, at no cost to member-owners:

- Best-in-class client care and service
- Drug Advocate on staff
- The Compassionate Drug Assistance Program
- HR Consulting, templates and advice
- Short term disability adjudication on ASO
- Integration with SUB programs for STD
- Paramedical fraud detection and solutions
- Solutions for excessive dental billing (certain over-used codes)
- TPA functions: billings, administration, service, etc
- Cost-Plus claims
- Captive formation and captive management

Listed Jobs

Company Name

Beneplan

Job Title

Insurance Financial Advisor

Job Description

**Job Title**: Insurance Financial Advisor **Role Summary** A bilingual (French/English) sales professional authorized to practice Quebec accident and health insurance, responsible for selling individual health insurance and voluntary employee benefits to Canadian clients. The role is commission‑based, hybrid (remote or client office), and focuses on prospecting, client engagement, and solution selling to drive revenue growth. **Expectations** - Generate qualified leads and close sales to achieve monthly commission targets. - Build trust with clients, providing expert advice on health and retirement products. - Deliver presentations via in‑person meetings, Zoom, or Teams to educate employees about voluntary benefits. - Maintain accurate sales activity logs for benchmarking and reporting. - Achieve revenue goals within the first 6–9 months, positioning for accelerated career progression. **Key Responsibilities** - Conduct needs‑analysis meetings with employees of client organizations. - Present and recommend individualized health insurance and voluntary benefit options. - Explain product features, coverage benefits, and recommendation strategies. - Monitor and communicate industry trends and policy changes to clients. - Collaborate with internal teams to ensure seamless service delivery. - Record all client interactions, sales data, and outcomes in CRM systems. - Pursue proactive prospecting activities to expand the book of business. - Ensure compliance with AMF licensing requirements and regulatory standards. **Required Skills** - Bilingual fluency in French and English (oral and written). - Strong interpersonal and communication skills; empathetic listening. - Proven ability to manage multiple tasks and stay composed under pressure. - Analytical mindset and strategic planning abilities. - Self‑motivated sales orientation with a client‑first approach. - Proficient with CRM software and Microsoft Office suite. **Required Education & Certifications** - University degree or equivalent/licence. - AMF (Autorité des marchés financiers) licence for Quebec accident and health insurance. - Authorization to work in Canada.

Québec, Canada

Hybrid

11-03-2026