Sonovate

About the Company

Sonovate's culture of innovation, inclusivity, and customer centricity makes it the leading provider of finance and payment solutions for the contingent labour market; catering to consultancies, recruitment businesses, and labour marketplaces who service clients around the world.

Today Sonovate is the market leader for contingent labour workflow management and funding. From starting as a challenger to the banks, it has grown to become the leading funding platform for the future of work, helping businesses of all sizes access and manage their funding requirements. We are backed by Institutional giants BNPP, Lloyds and M&G.

Sonovate in numbers:
* PS4.2bn funded since inception
* 3,300 clients since inception
* 40k contractors
* 44 countries
* 800k+ invoices paid since inception
* 500k+ payments made to contractors

Listed Jobs

Company Name

Sonovate

Job Title

FinCrime Officer

Job Description

**Job title:** FinCrime Officer **Role summary:** Responsible for safeguarding the company and its customers from financial crime. Conducts daily monitoring of suspicious activity, performs KYC/AML checks, prepares SARs, and escalates high‑risk items. Provides holistic reviews of customers and funding documentation and supports onboarding of large enterprise clients. **Expectations:** - Manage day‑to‑day financial crime monitoring and KYC processes. - Collaborate with the FinCrime Manager and customer‑facing teams to improve risk management and customer experience. - Maintain compliance with regulatory requirements and internal policies. **Key responsibilities:** - Investigate suspicious activities and high‑risk transactions. - Perform periodic holistic reviews of customer accounts. - Assess and document source‑of‑fund(s) assessments. - Prepare Suspicious Activity Reports (SARs) and coordinate with FinCrime Manager. - Review funding documentation for accuracy and compliance; flag high‑risk or anomalous submissions. - Analyze customer documentation performance trends to support risk mitigation and customer experience improvement. - Own KYC processes: issue requests, review submissions, conduct enhanced due diligence on high‑risk customers. - Support onboarding of large enterprise customers, including group ownership and directorship reviews. - Coordinate periodic KYC refresh review schedule. **Required skills:** - Experience in financial crime prevention, compliance, or risk management within financial services. - Strong analytical and investigative skills. - Knowledge of KYC/KYB, AML, transaction monitoring, and fraud prevention processes. - Ability to prepare and present SARs. - Excellent communication and stakeholder‑management skills. - Detail‑oriented with strong organizational abilities. **Required education & certifications:** - Bachelor’s degree in finance, law, accounting, or related field (preferred). - ICA certificate (or equivalent) is desirable; willingness to pursue certification is acceptable. - Familiarity with relevant regulatory frameworks and sanction lists.

Cardiff, United kingdom

Hybrid

11-12-2025