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M-KOPA

Senior Backend Engineer II & III

Remote

Newcastle, United kingdom

Senior

Full Time

26-11-2025

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Skills

C# DevOps Kubernetes Monitoring Problem-solving Training Coaching Architecture Azure .NET Infrastructure as Code Microservices

Job Specifications

Join our expanding engineering team!

We're continuing to hire multiple Senior Backend Engineers (I, II & III) as we scale our growing FinTech team at M-KOPA. Build sophisticated event-driven microservices that unlock financial inclusion across Africa.

The Impact : Your code will directly power technology solutions for millions of people across Africa who've been excluded from traditional financial services. We've already helped over 7 million customers access over $2 billion in credit. It's your chance to be part of something that's literally transforming lives across an entire continent

Link to Impact report: M-KOPA Impact Report 2025: Pathways to progress

The Opportunity

Mission-driven engineering: Every service you build helps expand financial inclusion for under-banked populations

Global recognition: Join a company named by TIME 100 as one of the world's most influential and by the Financial Times as Africa's fastest-growing for 4 consecutive years (2022-2025)

Scale challenges: Build backend systems serving millions across multiple African markets

Environmental impact: We're carbon-negative, having displaced over 2.1 million tonnes of emissions

Fully distributed: Work remotely with diverse teams across UK, Europe, and Africa

What You'll Do

At M-KOPA, you'll build sophisticated event-driven microservices with real-world impact. Our engineering teams own their solutions end-to-end – from architecture decisions to production monitoring. Join us in combining cutting-edge .NET development with purpose-driven engineering that makes digital and financial inclusion possible across Africa.

Technical Environment

Modern C# Stack: We use predominantly C# written against the latest .NET stack

Microservices & Cloud: We favour microservices hosted on Azure using Kubernetes

Event-Driven Architecture: We are constantly iterating towards a completely decoupled, event-driven architecture

Mixed Environment: We have both legacy services and greenfield microservices

Your On-boarding Journey: When you join, you'll participate in our Internal Engineering Bootcamp - an immersive on-boarding experience with our staff engineering group. You'll deep-dive into our event-driven architecture, explore our engineering practices, and understand how we approach building systems at scale. We invest in getting you up to speed properly from day one.

Our Engineering Approach

We're looking for low-ego, experienced engineers who collaborate exceptionally well and embrace continual learning. As an engineer, you'll work as a collaborator, with more senior members coaching and contributing, placing emphasis on:

High quality output
Observability and monitoring
Automated testing in all environments, including production
Infrastructure as code and DevOps practices
Knowledge sharing and collaborative problem-solving

What You Need

We expect you to be comfortable working as part of a team which owns the entire software stack, including supporting infrastructure, throughout the entire software lifecycle - from inception through production to decommissioning under a DevOps culture. You'll value the constraints that continuous delivery places upon engineering processes and embrace testing and observability as first-order concerns in development.

Required Experience:

Strong grasp of C# .NET development
Experience with Event-Driven Systems
Microservices architecture experience
Testing and deployment expertise
DevOps culture mindset
Proven ability to collaborate effectively in distributed teams
Continuous learning mindset and openness to feedback

Location & Benefits

Fully remote role within UTC -1 to UTC +3 time zones
Work with diverse teams distributed across UK, Europe, and Africa
Personalised training budget to support your development
Home office setup budget
Internal Engineering Bootcamp: Join our staff engineering group for an immersive onboarding where you'll deep-dive into our event-driven architecture and engineering practices
Professional development programs and coaching partnerships
Family-friendly policies and flexible working arrangements
Well-being support and career growth opportunities

Our Mission

We create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive to drive greater inclusion of women, youth, and low-income communities.

Our Impact

Our technology has created measurable change:

Connected : 2.5 million first-time mobile internet users connected
Prosperous : 70% of customers use M-KOPA products for income generation, with 35,000 livelihoods created for agents
Green : 2.1 million tonnes of CO₂ avoided through clean energy products and e-mobility, with over 127,000 circular economy products provided

Ready to build C# .NET solutions that create real-world financial inclusion?

Why M-KOPA?

At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We

About the Company

M-KOPA is a UK-headquartered emerging market fintech that provides affordable smartphone and e-motorbike financing and smartphone embedded digital financial services. With operations in Nigeria, Ghana, Kenya, South Africa, and Uganda, the company has extended over $2 billion in credit to more than 7 million customers. Using an innovative financing model based on daily repayments, M-KOPA provides affordable smartphones embedded with financial services that fit with the cash flow of millions of every day earners who earn their... Know more