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EarnIn

Head of Machine Learning

On site

Mountain view, United states

$ 506,000 /year

Senior

Full Time

12-01-2026

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Skills

Communication Leadership Python SQL Research Machine Learning Organization Oral and Written Communication Marketing

Job Specifications

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY 

We are seeking an experienced and visionary Head of Machine Learning to lead and scale our machine learning efforts across the company. As a fintech company where machine learning (ML) is integral to both our business strategy and user experience, we depend on robust, scalable ML systems to drive impactful decisions and deliver exceptional customer value. Our mission is to pioneer success stories through the application of generative AI and state-of-the-art machine learning algorithms, thereby generating transformative business and societal impact.

The Head of ML will focus on the operational excellence of our machine learning systems—creating and executing a vision of taking ML models from research to production, ensuring high performance, reliability, and maintainability. The ideal candidate will have a history of deploying ML models at scale, particularly in fast-paced startup environments. A strong foundation in coding, familiarity with production-level ML engineering practices, and the ability to bridge theoretical concepts with practical implementation are essential.

The Mountain View base salary range for this full-time position is $414,000 to $506,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View, requiring in-office work 2 days a week.

WHAT YOU'LL DO 

Define and own the machine learning roadmap in alignment with business goals.
Lead the ML organization, consisting of multiple teams, to design, develop, and optimize ML-based models and systems.
Drive a culture of scientific and engineering rigor and real-world pragmatism in your team's work, particularly to quantify the impact of features on relevant engagement metrics.
Collaborate with data engineers, product managers, and marketing to coordinate timely deployments from conception to release

WHAT WE'RE LOOKING FOR 

MS or Ph.D. degree in Computer Science, Statistics or a related technical field, and or equivalent work experience
10+ years of experience in Engineering or Scientific domains,
7+ years of experience as a team builder and leader in hiring, developing, and managing high-performing teams
Extensive breadth and depth of knowledge of machine learning algorithms
Industry experience building and productionizing machine learning systems
Advanced knowledge of Python, SQL
Strong oral and written communication skills

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. 

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

About the Company

EarnIn lets you access your money as you earn it — not days or weeks later. We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms. EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like ... Know more