Job Specifications
Country: United States of America
Your Journey Starts Here
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!
What You Will Gain
Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship.
The 2026 Santander Summer Internship Program is for undergraduate level students who have an expected graduation date between December 2026 and May/June 2027.
Santander US is a nationwide business with locations across the country. This position is located in Dallas, TX.
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Salary: $67,600/year
Before applying, please keep in mind that our internship program does not offer any relocation assistance.
What We Offer You
You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.
As a Dealer Commercial Services intern, you'll gain a strong understanding of how Santander delivers financial solutions to auto dealerships through commercial lending, floorplan financing, and relationship management.
You'll get hands-on experience in credit underwriting, financial analysis, operations, and risk--while working with internal systems like nCino. Your internship may include exposure to teams such as Relationship Officers, Underwriters, Portfolio Managers, and Reporting.
You'll learn how to analyze credit packages, interpret financial data, support client onboarding, and contribute to projects that improve systems and processes. This experience will build your business judgment, analytical skills, and foundation for a career in commercial banking or credit.
Responsibilities of the Dealer Commercial Services (DCS) internship role may include but are not limited to:
Relationship officer: Work with a relationship officer to onboard our clients by ordering due diligence, Know Your Customer Questionnaire, monitor dealer transactions, assess quality control, risk level/rating. Guide the Business Development Manager through the intake process for collecting a complete Floorplan underwriting package from dealership customers.
Underwriting: Work with tenured underwriters to underwrite loan packages, review credit agreements for terms and conditions, gather statements, adjust credit lines, review structure, submit packages for approval, identify red flags, conduct financial analysis on entities and collateral.
Portfolio Management: Learn how PMs manage account relationships, monitor dealer performance, reconcile floorplan audits, prepare modifications, use the PM tool, present to approval committees, etc.
Commercial Operations: Work with Ops team to assist in onboarding, payoffs, curtailments, interest calculations, interest charges, statements, reconcilements, and docum
About the Company
At Santander Bank, it's our mission to help people and businesses prosper. That goes for our clients, our communities, our team members, and our future team members. We're recruiting people like you who want to strive to help people prosper every single day. At Santander, you'll be rewarded with competitive compensation and market leading benefits. You'll have access to comprehensive career development programs that empower you to grow and advance, and you'll discover a company where you can shape a bright future. Agency sub...
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