Job Specifications
Introduction
At Gallagher, we help clients face risk with confidence because we believe that when businesses are protected, they’re free to grow, lead, and innovate. You’ll be backed by our digital ecosystem: a client-centric suite of consulting tools making it easier for you to meet your clients where they want to be met. Advanced data and analytics providing a comprehensive overview of the risk landscape is at your fingertips. Here, you’re not just improving clients' risk profiles, you’re building trust. You’ll find a culture grounded in teamwork, guided by integrity, and fueled by a shared commitment to do the right thing. We value curiosity, celebrate new ideas, and empower you to take ownership of your career while making a meaningful impact for the businesses we serve. If you’re ready to bring your unique perspective to a place where your work truly matters; think of Gallagher.
Overview
We are looking to recruit an Underwriter to join our growing Care Team based out of our Sale office.
Our Sale team is a fast-paced, collaborative group of dynamic professionals who are all driven to succeed. If you share this attitude, we look forward to hearing from you.
You will be responsible for managing a number of existing business risks, evaluating, underwriting, and renewing them. You will utilise your personal and professional skills, contacts, experience, and judgement to optimise both the short-term and long-term financial performance of the company.
How You'll Make An Impact
Consistently meet mutually agreed financial measures.
Maintain a high standard of personal organization to manage daily and weekly tasks.
Contribute as a team player, supporting colleagues to achieve team new business targets.
Develop a deep understanding of the products and services we offer.
Provide professional advice to brokers.
Build and maintain relationships with internal and external underwriters/insurers.
Liaise and negotiate effectively with our insurer partner to obtain the best terms for clients.
Compile and provide statistics as required by your line manager.
Handle account queries in collaboration with brokers and the Accounts team.
Present a positive and professional image of the company to staff, customers, insurers, and the public.
Operate within the agreed personal delegated underwriting authority.
Assist departmental staff with their workload as needed, especially during staff absences.
Collaborate with Sales, Marketing, Agency, Accounts, and Claims departments.
Adhere to agreed service standards and report complaints in line with company procedures.
Act in accordance with FCA rules and company policies and procedures.
About You
Excellent numeracy and literacy skills.
Financial management skills.
Accuracy in data use and entry.
Proficiency in MS Office products (Outlook, Excel, Word, PowerPoint).
Technical Knowledge and Understanding:
Knowledge of the Care sector.
Experience in the property/casualty insurer market.
Effective use and understanding of technology for business transactions.
Ability to develop opportunities.
Knowledge of FCA requirements, particularly in data security and customer information management.
Familiarity with company compliance procedures.
Eligible to work in the UK.
Experience:
Understanding of coverage provided by Commercial Combined policies.
Knowledge of internal underwriting processes and risk exposure monitoring.
Negotiation, closing, and rapport-building skills.
Comfortable and credible at decision-maker level.
Detailed understanding of rating methods applied to our business.
Awareness of the limitations of the company's delegated authority.
Knowledge of company policies and procedures, including conflict of interest, complaints, and whistleblowing policies.
Compensation And Benefits
On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.
Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve:
Minimum of 25 days holiday, plus bank holidays, and the option to ‘buy’ extra days
Defined contribution pension scheme, which Gallagher will also contribute to
Life insurance, which will pay 4x your basic annual salary, which you can top-up to 10x
Income protection, we’ll cover up to 50% of your annual income, with options to top up
Health cash plan or Private medical insurance
Other benefits include:
Three fully paid volunteering days per year
Employee Stock Purchase plan, offering company shares at a discount
Share incentive plan, HMRC approved, tax effective, stock purchase plan
Critical illness cover
Discounted gym membership, with over 3,000 gyms nationally
Season ticket loan
Access to a discounted voucher portal to save money on your weekly shop or next big purchase
Emergency back-up family care
And many more…
We value inclusion and diversity
Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organisation. For mor
About the Company
Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and
families to face their future with confidence.
Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offer...
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