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Caspian One

Senior Business Systems Analyst (Payments)

Hybrid

Toronto, Canada

Senior

Freelance

18-12-2025

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Skills

Swift Stakeholder Management Scrum Agile

Job Specifications

Senior Business Systems Analyst (Payments)

Contract | Hybrid | Banking – Payments Modernization

About the program

Bridge business and technology for payments modernization. You’ll lead discovery, requirements, and functional design across multiple payment rails and services.

What you’ll do

Lead end-to-end requirements: stakeholder interviews, process mapping, user stories, acceptance criteria.
Document current vs. target state for payment flows; identify gaps and remediation plans.
Partner with Architects and Dev teams on solution options; validate business value and compliance.
Support UAT, defect triage, and readiness for production releases; drive cutover planning.
Ensure controls for sanctions screening, reconciliation, and operational reporting.

Must-have skills

7+ years as BSA/BA in banking or payments; deep knowledge of payment lifecycles and exception handling.
Strong documentation skills (BRDs, FRDs, sequence diagrams, data mapping, traceability).
Agile delivery (Scrum/SAFe), backlog ownership, and stakeholder management.
Ability to translate complex technical concepts into clear business language.

Nice to have (Payments domain)

Experience with: SWIFT, Lynx, FedWire; AFT/EDI/Bill Payments/ACH; TCH RTP, Zelle; Interac e-Transfers/Bulk EMT; international remittances (Visa/Western Union/Citi); tokenization & digital wallets; shared/data services; sanctions screening.
Familiarity with ISO 20022 (and/or ISO 8583) requirements and message mapping.
Experience with:
Wires (International SWIFT, Domestic Lynx, FedWire)
AFT (Canada), EDI, Bill Payments, ACH (US)
TCH RTP, Zelle
Interac e-Transfers, Interac Bulk EMT
International remittances (Visa, Western Union, Citi)
Payment Card Tokenization, Digital Wallets
Payments Shared Services & Data Services
Payments Sanctions Screening

Application & Logistics

Type: Contract | Working: Hybrid, office is downtown Toronto
Start: Interviews commencing in the New Year—apply ASAP to avoid missing out.
Rates: Competitive
Visa/Work Authorization: Citizenship, PR or Open Work Permit (We do not sponsor Closed work permits)

About the Company

Caspian One are an international professional services company. We solve technology-driven, resource-based and project-delivery challenges that demand speed, scale and commercial flexibility. Empowering individuals and organisations to optimise their full potential. Put simply – we deploy specialist resources and niche technology teams to deliver projects in ways that best suit the needs of our clients. These SMEs are working to decommission, migrate, build, and implement tech that gives our clients the competitive edge. ... Know more