Job Specifications
Who We Are
As seen in TechCrunch, Forbes, and Bloomberg, TomoCredit is one of the fastest-growing startups in fintech.
We’re building the AI agent for personal finance.
The traditional credit system is broken — opaque, exclusionary, and outdated. Our mission is to rebuild financial access using AI, real-time data, and intelligent automation to help millions build stronger financial futures.
Headquartered in San Francisco, TomoCredit is led by one of Inc.’s Top Female Founders and powered by a team from Square, American Express, and Lending Club.
We value high-agency, detail-oriented individuals who think big, move fast, and take ownership.
If you’re excited about building an AI-powered financial product used by millions — and want real responsibility early in your career — we want to meet you.
This is a full-time, onsite role based in our San Francisco headquarters.
About The Role
We’re hiring a Marketing Associate – Growth & Activation to help scale our acquisition, activation, and lifecycle engine.
This is a hands-on, execution-focused role with direct revenue impact.
You will work across:
Performance marketing
Product marketing
Activation & onboarding
Lifecycle marketing
AI-driven personalization
You won’t be siloed into one channel.
You’ll help build the growth engine end-to-end.
What You’ll Own
Activation & Conversion
Improve signup → funded account conversion
Analyze funnel drop-offs and identify friction
Ship onboarding and messaging experiments
Lifecycle Execution
Build and launch campaigns across email, SMS, push, and in-app messaging
Write copy, create segments, QA flows, and move quickly
Increase engagement and retention
Performance Marketing
Support paid campaigns (Meta, Google, TikTok, etc.)
Improve targeting, messaging, and conversion rates
Monitor CAC and funnel metrics
AI-Powered Personalization
Work with Product and Data to implement AI-driven segmentation
Leverage behavioral data to improve targeting and timing
Help test predictive and automated messaging strategies
Experimentation & Analytics
Run A/B tests across incentives, messaging, timing, and channels
Analyze cohort behavior and performance trends
Turn data into actionable insights
Who You Are
Early-Career, High Potential
1–4 years of experience in marketing, growth, analytics, consulting, or startup roles
Strong academic background preferred
Builder First
You like executing, not just strategizing
You’re comfortable being inside tools and shipping campaigns yourself
Analytical & Data Curious
Strong Excel/Google Sheets skills required
Familiarity with GA4, Looker, Amplitude, or similar tools is a plus
You understand basic funnel math and conversion metrics
Experimentation Mindset
Curious and hypothesis-driven
Comfortable making decisions with imperfect information
Energized by testing and learning quickly
Startup Mentality
You prefer ownership over bureaucracy
You move fast and figure things out
You want to see direct impact on company revenue
Why Join Tomo
Own meaningful growth initiatives early in your career
Work at the intersection of AI, fintech, and real-world impact
Operate alongside a high-caliber, execution-focused team
Competitive compensation, equity, and full benefits
Build something that improves financial access for millions
Our Commitment to Diversity
TomoCredit is proud to be an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We welcome applicants of all backgrounds, regardless of race, religion, gender identity, sexual orientation, age, disability, or veteran status.